Home Insurance. Thursday , February 22nd , 2018 - 23:06:21 PM
Our homes are our sanctuaries, so it can be devastating to be a victim of a burglary. Statistics show that burglary is a fairly common crime, with the FBI reporting an estimated more than 1.5 million burglaries throughout the United States in 2015, the most recent year for which numbers are available. Although it is natural to assume higher crime areas are more at risk, even the safest neighborhoods are vulnerable. There are steps you can take to make your home less of a target for opportunistic thieves, including installing a home security system.
In a year that’s brought potentially unprecedented damage across the United States from natural disasters, consumers surveyed by Clearsurance said they were concerned a natural disaster could also cause damage to their own home. Yet despite 87 percent of respondents expressing concern, very few took action by enhancing their existing insurance policy or purchasing a new one.
Some systems have additional sensors to monitor for fire, smoke, and water damage, and some newer systems incorporate security cameras both inside and outside the dwelling. With the added protection offered by home security systems, many insurance companies now offer discounts on premiums on homeowners or renters insurance policies if a homeowner chooses to install a system.
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