Home Insurance. Thursday , March 01st , 2018 - 11:21:27 AM
Losing a home to a wildfire can be a frightening and emotional experience. Knowing what your homeowners insurance policy covers and being prepared with a home inventory can help with your peace of mind, particularly if you live in an area that is at a higher risk.
Given the number of uninsured and underinsured homeowners during the 2017 natural disasters, there seems to be a disconnect between homeowners understanding their coverage and what their policy actually covers.
It’s human nature to become accustomed to watches and warnings if you live in an area that experiences such warnings every year. Resist the tendency to take these too lightly. Every storm is different, and a complex number of factors can either increase or decrease any storm’s intensity quickly. Review the experiences of others to see how your carrier handled similar claims in the past, and above all, stay safe.
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