hasna afsheen. Home Insurance. February 26th , 2018.
The trouble with this logic is that although many believe their insurance policy will properly cover them, in reality many will not be properly covered when disaster strikes. Take Hurricane Harvey for example. Approximately 70 percent of the flood damage from Hurricane Harvey was uninsured, according to CoreLogic, a leading source for flood and disaster risk data.
You may think you don’t care if you have puddles in your backyard or a tiny stream that runs for days between your flowers after a thunderstorm, but grading your yard could add value to your property, or at least lessen the negative impact water problems could have on a future sale price. If you aren’t completely sure this is the house you’ll always live in, it’s in your best interest to make your property worth as much as possible.
The rapid adoption of Wi-Fi enabled devices has allowed for an increase in what are called “non-monitored” systems. These are security systems that are set up in a home, but are not connected to an alarm company. While these types of systems do offer an additional level of home protection, they might not qualify for a discount on homeowners or renters insurance premiums. Check with your agent or carrier to find out more about what types of home security system installations might qualify for a discount.
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