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Home Insurance. Saturday , February 24th , 2018 - 15:01:46 PM

Here are three reasons to look into grading your yard sooner rather than later. Any land with a sloping hill leading into your property is going to cause water to drain into your yard or driveway. That water will eventually wear away your landscaping, leaving rivers between your bushes or pools of water in your backyard and potentially causing flooding problems in your basement. If you don’t fix the problem as soon as you recognize it, your property will be eaten away by water erosion, leading to a more expensive future project of having to bring soil in and re-landscape your entire yard.

When you’re a homeowner, you have to deal with constant surprise challenges you may not have thought about back when you were renting a place to live. Your house may have been in pristine condition when you moved in, but time will show some issues your real estate agent may have not noticed or forgot to tell you about when you toured the place.

If you live in an area or state that is at a higher risk for wildfires, it’s important to make sure that your home inventory is kept up to date, and is stored in a safe location-consider keeping a copy in a secure digital location “in the cloud” so that even if your computer or laptop are damaged, you’ll still be able to access a copy. A safe deposit box or a fire-resistant safe are two options for physical copies.

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