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Home Insurance. Friday , February 23rd , 2018 - 17:33:57 PM

Given the number of uninsured and underinsured homeowners during the 2017 natural disasters, there seems to be a disconnect between homeowners understanding their coverage and what their policy actually covers.

It’s human nature to become accustomed to watches and warnings if you live in an area that experiences such warnings every year. Resist the tendency to take these too lightly. Every storm is different, and a complex number of factors can either increase or decrease any storm’s intensity quickly. Review the experiences of others to see how your carrier handled similar claims in the past, and above all, stay safe.

Your homeowners insurance policy might also help pay for temporary housing or living expenses if you need to live elsewhere while your home is being repaired or rebuilt. Check your policy or talk to your agent to learn about any possible coverage limits and exclusions.

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