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Home Insurance. Friday , February 23rd , 2018 - 17:45:41 PM

News headlines in 2017 were dominated for weeks at a time with coverage of natural disasters striking parts of the United States โ€” from Hurricane Harvey flooding homes in Houston, to Hurricane Irma destroying houses in Florida, to wildfires decimating swaths of homes in California. All told, the costs of these incidents are likely to make 2017 the costliest year on record for natural disasters.

Some systems have additional sensors to monitor for fire, smoke, and water damage, and some newer systems incorporate security cameras both inside and outside the dwelling. With the added protection offered by home security systems, many insurance companies now offer discounts on premiums on homeowners or renters insurance policies if a homeowner chooses to install a system.

The outcome of these disasters โ€” many uninsured and underinsured consumers โ€” should serve as a call to action for insurers. They must do more to educate consumers on what is not protected against losses in the policies they purchase.

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