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Home Insurance. Thursday , February 22nd , 2018 - 12:21:30 PM

You may think you don’t care if you have puddles in your backyard or a tiny stream that runs for days between your flowers after a thunderstorm, but grading your yard could add value to your property, or at least lessen the negative impact water problems could have on a future sale price. If you aren’t completely sure this is the house you’ll always live in, it’s in your best interest to make your property worth as much as possible.

The outcome of these disasters — many uninsured and underinsured consumers — should serve as a call to action for insurers. They must do more to educate consumers on what is not protected against losses in the policies they purchase.

Home security systems work by reinforcing entry points around the house, such as doors and windows. Using a system of electronically networked sensors, these points are connected to a central control panel, usually in conjunction with interior motion detectors. For doors and windows, sensors are made of two parts, one which installs on the frame and the other on the moving part (the door or the window). When the alarm system is activated with windows and doors closed, the two portions complete a circuit.

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