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Home Insurance. Monday , February 19th , 2018 - 17:25:33 PM

While more than half of the survey participants revealed that they did review their policy on their own or with an agent, only 18 percent enhanced their plan with 12 percent purchasing a new plan. These low numbers may point to the difficulty many have with understanding their own insurance policy. Most times the policies are long and often contain jargon that’s hard to understand without a background in insurance. Reviewing a policy on your own is a proactive step, but may not be enough to uncover policy gaps in the event of a natural disaster.

However, if you feel overwhelmed thinking about this and don’t want to risk making a mistake that’ll hurt your property, call a contractor to come over and give his opinion on what needs to be done. A steep slope or difficult soil may make it difficult to level on your own without heavy-duty equipment. The contractor will be able to work with you to ensure the problem is solved, so if you have the money to pay them, it’s a great option to consider.

News headlines in 2017 were dominated for weeks at a time with coverage of natural disasters striking parts of the United States — from Hurricane Harvey flooding homes in Houston, to Hurricane Irma destroying houses in Florida, to wildfires decimating swaths of homes in California. All told, the costs of these incidents are likely to make 2017 the costliest year on record for natural disasters.

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