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Home Insurance. Saturday , February 24th , 2018 - 17:37:50 PM

Given the number of uninsured and underinsured homeowners during the 2017 natural disasters, there seems to be a disconnect between homeowners understanding their coverage and what their policy actually covers.

When you’re a homeowner, you have to deal with constant surprise challenges you may not have thought about back when you were renting a place to live. Your house may have been in pristine condition when you moved in, but time will show some issues your real estate agent may have not noticed or forgot to tell you about when you toured the place.

Some insurers might not include wildfires as a “covered peril” in areas that are prone to repeated wildfires. If you live in a state where wildfires are more common, your homeowners premium will most likely reflect that increased risk.

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