hasna afsheen. Home Insurance. February 26th , 2018.
While more than half of the survey participants revealed that they did review their policy on their own or with an agent, only 18 percent enhanced their plan with 12 percent purchasing a new plan. These low numbers may point to the difficulty many have with understanding their own insurance policy. Most times the policies are long and often contain jargon that’s hard to understand without a background in insurance. Reviewing a policy on your own is a proactive step, but may not be enough to uncover policy gaps in the event of a natural disaster.
Home security systems work by reinforcing entry points around the house, such as doors and windows. Using a system of electronically networked sensors, these points are connected to a central control panel, usually in conjunction with interior motion detectors. For doors and windows, sensors are made of two parts, one which installs on the frame and the other on the moving part (the door or the window). When the alarm system is activated with windows and doors closed, the two portions complete a circuit.
Given the number of uninsured and underinsured homeowners during the 2017 natural disasters, there seems to be a disconnect between homeowners understanding their coverage and what their policy actually covers.
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