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hasna afsheen. Home Insurance. March 07th , 2018.

Here are three reasons to look into grading your yard sooner rather than later. Any land with a sloping hill leading into your property is going to cause water to drain into your yard or driveway. That water will eventually wear away your landscaping, leaving rivers between your bushes or pools of water in your backyard and potentially causing flooding problems in your basement. If you don’t fix the problem as soon as you recognize it, your property will be eaten away by water erosion, leading to a more expensive future project of having to bring soil in and re-landscape your entire yard.

Don’t put off grading your yard if you notice signs of bad drainage. Repairing your landscaping and the foundation of your house will prove to be much more expensive than fixing the immediate drainage problem, and once it’s fixed, you could make your house worth more. Grading will help you sleep better at night when that next thunderstorm rolls in, because you’ll know the water will be successfully diverted away from your house.

The rapid adoption of Wi-Fi enabled devices has allowed for an increase in what are called “non-monitored” systems. These are security systems that are set up in a home, but are not connected to an alarm company. While these types of systems do offer an additional level of home protection, they might not qualify for a discount on homeowners or renters insurance premiums. Check with your agent or carrier to find out more about what types of home security system installations might qualify for a discount.

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