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Home Insurance. Saturday , February 24th , 2018 - 17:21:08 PM

Some insurers might not include wildfires as a “covered peril” in areas that are prone to repeated wildfires. If you live in a state where wildfires are more common, your homeowners premium will most likely reflect that increased risk.

Given the number of uninsured and underinsured homeowners during the 2017 natural disasters, there seems to be a disconnect between homeowners understanding their coverage and what their policy actually covers.

By grading your yard, you’ll have leveled out any problem areas, making it easier to add features like a swimming pool or fire pit. These types of projects add value to your home, especially if the houses around you already have these features. Give it a thought and maybe add this kind of renovation to the plans you have for your house when you save enough money one day.

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