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Home Insurance. Thursday , March 01st , 2018 - 14:55:52 PM

By grading your yard, you’ll have leveled out any problem areas, making it easier to add features like a swimming pool or fire pit. These types of projects add value to your home, especially if the houses around you already have these features. Give it a thought and maybe add this kind of renovation to the plans you have for your house when you save enough money one day.

Some systems have additional sensors to monitor for fire, smoke, and water damage, and some newer systems incorporate security cameras both inside and outside the dwelling. With the added protection offered by home security systems, many insurance companies now offer discounts on premiums on homeowners or renters insurance policies if a homeowner chooses to install a system.

The first, and easiest, step for policyholders to avoid an unpaid natural disaster claim is to call their insurance agent or company and ask about their coverage. If a policyholder is in an area where hurricanes are prevalent, they should be asking questions specific to hurricane scenarios. Are they covered in the event of water damage from a flood? What about wind damage? What are the policy’s limits on rebuilding or repairing? Additionally, the consumer should confirm that the full value of their home is properly insured.

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