hasna afsheen. Home Insurance. March 08th , 2018.
Ms. Worters noted that standard homeowner policies don’t cover damage from floodwaters, even if it is caused by a hurricane’s storm surge. Homeowners must buy separate flood coverage, either through the National Flood Insurance Program or from private companies. There is often a waiting period (30 days, in the case of federal flood insurance) before flood policies take effect. Homeowners who want coverage beyond a standard flood policy can also consider extra insurance, available from excess or surplus lines insurers.
If you live in an area or state that is at a higher risk for wildfires, it’s important to make sure that your home inventory is kept up to date, and is stored in a safe location-consider keeping a copy in a secure digital location “in the cloud” so that even if your computer or laptop are damaged, you’ll still be able to access a copy. A safe deposit box or a fire-resistant safe are two options for physical copies.
In grading, you measure the slope of your yard and put grass down on top of the finished product to secure your new soil in place. The goal is to give water a place to run that will hold up long-term and protect your house’s foundation. By taking care of the issue yourself, you’ll learn how to lay seed or sod, which will make you more knowledgeable about taking care of that grass as it grows.
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