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Home Insurance. Thursday , March 01st , 2018 - 15:09:52 PM

Clearsurance found that 42 percent of the participants have not taken any steps to check their coverage. So if nearly 90 percent of the participants expressed concern a natural disaster could hit their area, why are so many failing to ensure that they are properly protected? At least to some degree, policyholders feel they are already properly covered in the event of a natural disaster. Clearsurance found that 65 percent of participants felt they had sufficient coverage.

When you’re a homeowner, you have to deal with constant surprise challenges you may not have thought about back when you were renting a place to live. Your house may have been in pristine condition when you moved in, but time will show some issues your real estate agent may have not noticed or forgot to tell you about when you toured the place.

The trouble with this logic is that although many believe their insurance policy will properly cover them, in reality many will not be properly covered when disaster strikes. Take Hurricane Harvey for example. Approximately 70 percent of the flood damage from Hurricane Harvey was uninsured, according to CoreLogic, a leading source for flood and disaster risk data.

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