Home Insurance. Thursday , February 15th , 2018 - 17:47:12 PM
The outcome of these disasters — many uninsured and underinsured consumers — should serve as a call to action for insurers. They must do more to educate consumers on what is not protected against losses in the policies they purchase.
Our homes are our sanctuaries, so it can be devastating to be a victim of a burglary. Statistics show that burglary is a fairly common crime, with the FBI reporting an estimated more than 1.5 million burglaries throughout the United States in 2015, the most recent year for which numbers are available. Although it is natural to assume higher crime areas are more at risk, even the safest neighborhoods are vulnerable. There are steps you can take to make your home less of a target for opportunistic thieves, including installing a home security system.
If you do experience a loss due to a wildfire, your homeowners insurance policy will most likely cover the cost of repairing your damaged home or rebuilding it, up to the limits outlined in your policy. It will also likely cover the cost of your belongings inside your house.
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