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Home Insurance. Thursday , February 15th , 2018 - 18:19:54 PM

The first, and easiest, step for policyholders to avoid an unpaid natural disaster claim is to call their insurance agent or company and ask about their coverage. If a policyholder is in an area where hurricanes are prevalent, they should be asking questions specific to hurricane scenarios. Are they covered in the event of water damage from a flood? What about wind damage? What are the policy’s limits on rebuilding or repairing? Additionally, the consumer should confirm that the full value of their home is properly insured.

Drainage is one of those things that rarely comes up on a house tour. To achieve proper drainage in your yard, you’ll either have a project on your hands or a contractor’s fee to pay off, which may cause you to want to look elsewhere. So what do you do if you’re all moved in and realizing you have drainage issues? Figure out the root cause of your drainage problems, and decide from there whether you can fix it all on your own by grading your yard, or if you need to call in some professional help.

When you’re a homeowner, you have to deal with constant surprise challenges you may not have thought about back when you were renting a place to live. Your house may have been in pristine condition when you moved in, but time will show some issues your real estate agent may have not noticed or forgot to tell you about when you toured the place.

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