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Home Insurance. Monday , February 19th , 2018 - 22:49:49 PM

The outcome of these disasters — many uninsured and underinsured consumers — should serve as a call to action for insurers. They must do more to educate consumers on what is not protected against losses in the policies they purchase.

Some systems have additional sensors to monitor for fire, smoke, and water damage, and some newer systems incorporate security cameras both inside and outside the dwelling. With the added protection offered by home security systems, many insurance companies now offer discounts on premiums on homeowners or renters insurance policies if a homeowner chooses to install a system.

Drainage is one of those things that rarely comes up on a house tour. To achieve proper drainage in your yard, you’ll either have a project on your hands or a contractor’s fee to pay off, which may cause you to want to look elsewhere. So what do you do if you’re all moved in and realizing you have drainage issues? Figure out the root cause of your drainage problems, and decide from there whether you can fix it all on your own by grading your yard, or if you need to call in some professional help.

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