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Home Insurance. Monday , February 19th , 2018 - 22:17:01 PM

You may think you don’t care if you have puddles in your backyard or a tiny stream that runs for days between your flowers after a thunderstorm, but grading your yard could add value to your property, or at least lessen the negative impact water problems could have on a future sale price. If you aren’t completely sure this is the house you’ll always live in, it’s in your best interest to make your property worth as much as possible.

However, if you feel overwhelmed thinking about this and don’t want to risk making a mistake that’ll hurt your property, call a contractor to come over and give his opinion on what needs to be done. A steep slope or difficult soil may make it difficult to level on your own without heavy-duty equipment. The contractor will be able to work with you to ensure the problem is solved, so if you have the money to pay them, it’s a great option to consider.

Your homeowners insurance policy might also help pay for temporary housing or living expenses if you need to live elsewhere while your home is being repaired or rebuilt. Check your policy or talk to your agent to learn about any possible coverage limits and exclusions.

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