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Home Insurance. Thursday , March 01st , 2018 - 16:43:07 PM

Don’t put off grading your yard if you notice signs of bad drainage. Repairing your landscaping and the foundation of your house will prove to be much more expensive than fixing the immediate drainage problem, and once it’s fixed, you could make your house worth more. Grading will help you sleep better at night when that next thunderstorm rolls in, because you’ll know the water will be successfully diverted away from your house.

By grading your yard, you’ll have leveled out any problem areas, making it easier to add features like a swimming pool or fire pit. These types of projects add value to your home, especially if the houses around you already have these features. Give it a thought and maybe add this kind of renovation to the plans you have for your house when you save enough money one day.

While more than half of the survey participants revealed that they did review their policy on their own or with an agent, only 18 percent enhanced their plan with 12 percent purchasing a new plan. These low numbers may point to the difficulty many have with understanding their own insurance policy. Most times the policies are long and often contain jargon that’s hard to understand without a background in insurance. Reviewing a policy on your own is a proactive step, but may not be enough to uncover policy gaps in the event of a natural disaster.

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