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In grading, you measure the slope of your yard and put grass down on top of the finished product to secure your new soil in place. The goal is to give water a place to run that will hold up long-term and protect your house’s foundation. By taking care of the issue yourself, you’ll learn how to lay seed or sod, which will make you more knowledgeable about taking care of that grass as it grows.

The outcome of these disasters — many uninsured and underinsured consumers — should serve as a call to action for insurers. They must do more to educate consumers on what is not protected against losses in the policies they purchase.

But even with eye-opening photos of these disasters populating our phones, computer screens and newspapers, there still seems to be a sense of complacency among consumers when it comes to taking action to ensure they are properly covered in the event a natural disaster hits their own home. Given the prevalence of natural disasters in 2017, Clearsurance published a report after surveying 1,000 participants to learn if they have taken any steps in the last six months to uncover possible insurance gaps.

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