Home Insurance. Saturday , February 24th , 2018 - 19:47:18 PM
It’s human nature to become accustomed to watches and warnings if you live in an area that experiences such warnings every year. Resist the tendency to take these too lightly. Every storm is different, and a complex number of factors can either increase or decrease any storm’s intensity quickly. Review the experiences of others to see how your carrier handled similar claims in the past, and above all, stay safe.
The first, and easiest, step for policyholders to avoid an unpaid natural disaster claim is to call their insurance agent or company and ask about their coverage. If a policyholder is in an area where hurricanes are prevalent, they should be asking questions specific to hurricane scenarios. Are they covered in the event of water damage from a flood? What about wind damage? What are the policy’s limits on rebuilding or repairing? Additionally, the consumer should confirm that the full value of their home is properly insured.
The control panel is used to arm and disarm the system. If the system is armed and one of the circuits on the window or door sensors is interrupted, an alarm sounds. If it is a professionally monitored system, that alarm also notifies the alarm company that there has been a breach. The alarm company then follows a set of procedures, including contacting the homeowner or emergency contact to make sure it is not a false alarm, and then the authorities (fire or police) are called.
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