Home Insurance. Friday , February 23rd , 2018 - 22:36:33 PM
The control panel is used to arm and disarm the system. If the system is armed and one of the circuits on the window or door sensors is interrupted, an alarm sounds. If it is a professionally monitored system, that alarm also notifies the alarm company that there has been a breach. The alarm company then follows a set of procedures, including contacting the homeowner or emergency contact to make sure it is not a false alarm, and then the authorities (fire or police) are called.
Some insurers might not include wildfires as a “covered peril” in areas that are prone to repeated wildfires. If you live in a state where wildfires are more common, your homeowners premium will most likely reflect that increased risk.
Don’t put off grading your yard if you notice signs of bad drainage. Repairing your landscaping and the foundation of your house will prove to be much more expensive than fixing the immediate drainage problem, and once it’s fixed, you could make your house worth more. Grading will help you sleep better at night when that next thunderstorm rolls in, because you’ll know the water will be successfully diverted away from your house.