Home Insurance : Home Appliance Insurance Best Homeowners Insurance Companies Homesite Home Insurance Homeowners Insurance Calculator Best Farm Insurance Companies Top Rated Home Insurance Companies

Home Insurance. Thursday , February 22nd , 2018 - 16:48:20 PM

Some insurers might not include wildfires as a “covered peril” in areas that are prone to repeated wildfires. If you live in a state where wildfires are more common, your homeowners premium will most likely reflect that increased risk.

If you live in an area or state that is at a higher risk for wildfires, it’s important to make sure that your home inventory is kept up to date, and is stored in a safe location-consider keeping a copy in a secure digital location “in the cloud” so that even if your computer or laptop are damaged, you’ll still be able to access a copy. A safe deposit box or a fire-resistant safe are two options for physical copies.

Given the number of uninsured and underinsured homeowners during the 2017 natural disasters, there seems to be a disconnect between homeowners understanding their coverage and what their policy actually covers.

Gallery of Home Appliance Insurance Best Homeowners Insurance Companies Homesite Home Insurance Homeowners Insurance Calculator Best Farm Insurance Companies Top Rated Home Insurance Companies