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hasna afsheen. Home Insurance. March 06th , 2018.

Your homeowners insurance policy might also help pay for temporary housing or living expenses if you need to live elsewhere while your home is being repaired or rebuilt. Check your policy or talk to your agent to learn about any possible coverage limits and exclusions.

The trouble with this logic is that although many believe their insurance policy will properly cover them, in reality many will not be properly covered when disaster strikes. Take Hurricane Harvey for example. Approximately 70 percent of the flood damage from Hurricane Harvey was uninsured, according to CoreLogic, a leading source for flood and disaster risk data.

Here are three reasons to look into grading your yard sooner rather than later. Any land with a sloping hill leading into your property is going to cause water to drain into your yard or driveway. That water will eventually wear away your landscaping, leaving rivers between your bushes or pools of water in your backyard and potentially causing flooding problems in your basement. If you don’t fix the problem as soon as you recognize it, your property will be eaten away by water erosion, leading to a more expensive future project of having to bring soil in and re-landscape your entire yard.

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