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Home Insurance. Thursday , February 22nd , 2018 - 17:51:34 PM

The control panel is used to arm and disarm the system. If the system is armed and one of the circuits on the window or door sensors is interrupted, an alarm sounds. If it is a professionally monitored system, that alarm also notifies the alarm company that there has been a breach. The alarm company then follows a set of procedures, including contacting the homeowner or emergency contact to make sure it is not a false alarm, and then the authorities (fire or police) are called.

Our homes are our sanctuaries, so it can be devastating to be a victim of a burglary. Statistics show that burglary is a fairly common crime, with the FBI reporting an estimated more than 1.5 million burglaries throughout the United States in 2015, the most recent year for which numbers are available. Although it is natural to assume higher crime areas are more at risk, even the safest neighborhoods are vulnerable. There are steps you can take to make your home less of a target for opportunistic thieves, including installing a home security system.

News headlines in 2017 were dominated for weeks at a time with coverage of natural disasters striking parts of the United States — from Hurricane Harvey flooding homes in Houston, to Hurricane Irma destroying houses in Florida, to wildfires decimating swaths of homes in California. All told, the costs of these incidents are likely to make 2017 the costliest year on record for natural disasters.

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