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Home Insurance. Thursday , February 22nd , 2018 - 17:47:51 PM

By grading your yard, you’ll have leveled out any problem areas, making it easier to add features like a swimming pool or fire pit. These types of projects add value to your home, especially if the houses around you already have these features. Give it a thought and maybe add this kind of renovation to the plans you have for your house when you save enough money one day.

Some insurers might not include wildfires as a “covered peril” in areas that are prone to repeated wildfires. If you live in a state where wildfires are more common, your homeowners premium will most likely reflect that increased risk.

However, if you feel overwhelmed thinking about this and don’t want to risk making a mistake that’ll hurt your property, call a contractor to come over and give his opinion on what needs to be done. A steep slope or difficult soil may make it difficult to level on your own without heavy-duty equipment. The contractor will be able to work with you to ensure the problem is solved, so if you have the money to pay them, it’s a great option to consider.

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